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Ohio State Bank will be closed on Memorial Day.

Bring us your possibilities.

Ohio State Bankers are real experts in your community that bank from the heart. We take time to learn about your lives and businesses, listen to your dreams and concerns, and build solutions around you—not a script or a sales goal. For business or personal needs, enjoy the comfort and confidence from banking with a familiar face.

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Personal Banking

Your life is unique, and so are your banking needs. That’s why we offer a full range of personal accounts, loans and services to meet any goal or challenge, while delivering the comfort, confidence and convenience you expect from your community bank.

Business Banking

OSB knows small businesses because we’ve walked in your shoes. Trust your business banking needs to us as you enjoy robust services and solutions infused with timely decision-making and straight-forward guidance to move your business forward.

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Built to Save You Time and Trouble

At Ohio State Bank, you’ll wait less and do more. We sidestep the bother and bureaucracy to provide the timely, local decision-making and problem-solving only a nimble community bank can deliver. And our convenient in-person and streamlined online banking options help us quickly and efficiently meet your needs and get you back to business and life.

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Creativity. Flexibility. Possibility.

Ohio State Bank community bankers treat you, your needs and your story as perfectly unique. Through collaboration and conversation, we’ll uncover creative ideas and flexible solutions for every issue that arises and every possibility you bring us. That’s out-of-the-box thinking for out-of-the-ordinary results.
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Announcing….

Jump Start Savings for Kids!

A special Ohio State Bank savings account for kids under 18!

7.00% APY* up to $1500.001

  • No monthly maintenance fee! 
  • Free cashier’s checks!
  • Free eStatements and free paper statements!
* APY=Annual Percentage Yield. 1 APY is effective May 13, 2025, for a limited time. Minimum opening deposit $25.00. The APY for balances above $1500.00 will earn an APY range from .15% to 7.00%. 2 This account is for children under 18 years of age and custodian required on the account. When child reaches 18 years of age, the account will convert to Statement Savings Account with the published rates at that time. 3 Fees may reduce earnings on your account. Member FDIC.

Consumers should contact an employee for further information about applicable fees and terms.