Skip to content
fdic digital sign reversed
osb logomark
osb web logo horizontal

Ohio State Bank will be closed July 4th in observance of Independence Day.

Bring us your possibilities.

Ohio State Bankers are real experts in your community that bank from the heart. We take time to learn about your lives and businesses, listen to your dreams and concerns, and build solutions around you—not a script or a sales goal. For business or personal needs, enjoy the comfort and confidence from banking with a familiar face.

Apply for a Mortgage
Switch to OSB
Contact a Banker

our banking services

Personal Banking

Your life is unique, and so are your banking needs. That’s why we offer a full range of personal accounts, loans and services to meet any goal or challenge, while delivering the comfort, confidence and convenience you expect from your community bank.

Explore Personal Accounts
Explore Personal Loans

Business Banking

OSB knows small businesses because we’ve walked in your shoes. Trust your business banking needs to us as you enjoy robust services and solutions infused with timely decision-making and straight-forward guidance to move your business forward.

Explore Business Accounts
Explore Business Loans
young woman banking online

Built to Save You Time and Trouble

At Ohio State Bank, you’ll wait less and do more. We sidestep the bother and bureaucracy to provide the timely, local decision-making and problem-solving only a nimble community bank can deliver. And our convenient in-person and streamlined online banking options help us quickly and efficiently meet your needs and get you back to business and life.

Learn More About Us
couple getting loan

Creativity. Flexibility. Possibility.

Ohio State Bank community bankers treat you, your needs and your story as perfectly unique. Through collaboration and conversation, we’ll uncover creative ideas and flexible solutions for every issue that arises and every possibility you bring us. That’s out-of-the-box thinking for out-of-the-ordinary results.
Learn More About Us
Testimonial icon

kind words from our community

"We highly recommend Ohio State Bank. They offer a wonderful personal service where everyone truly not only knows your name but also reaches out to help us make good financial decisions. They are supportive and patient and all the employees treat us with the utmost respect and professionalism. We have never paid a fee and really appreciate how accommodating they are in meeting our financial needs."
Rob B.
"Recently we had checks stolen, Ohio State Bank caught both fraud attempts at two different locations. NO funds were lost thanks to OSB and their great employees who caught it!"
Rachel S.
"I have been a client of Ohio State Bank for 3.5 years and I would highly recommend your services to others. From day-to-day banking, one on one training, quick responses, the team and management is always professional and top notch."
Summer P.
“Ohio State Bank services several accounts for the companies. We have experienced professional customer service from day one and greatly appreciate our relationship with Ohio State Bank.”-
Darlene C.
Bring us your possibilities.
Facebook-f Linkedin-in

BEXLEY
2106 East Main St.
Bexley, OH 43209
(614) 697-1000

UPPER ARLINGTON
1776 West Lane Ave.
Upper Arlington, OH 43221
(614) 697-1002

fdic equal housing

© 2025 Ohio State Bank

All Rights Reserved

Terms & Conditions
Privacy Policy
Announcing….

Jump Start Savings for Kids!

A special Ohio State Bank savings account for kids under 18!

7.00% APY* up to $1500.001

  • No monthly maintenance fee! 
  • Free cashier’s checks!
  • Free eStatements and free paper statements!
Contact a Banker!
* APY=Annual Percentage Yield. 1 APY is effective May 13, 2025, for a limited time. Minimum opening deposit $25.00. The APY for balances above $1500.00 will earn an APY range from .15% to 7.00%. 2 This account is for children under 18 years of age and custodian required on the account. When child reaches 18 years of age, the account will convert to Statement Savings Account with the published rates at that time. 3 Fees may reduce earnings on your account. Member FDIC.

Consumers should contact an employee for further information about applicable fees and terms.