Business Accounts | Interest Rate2 | APY2 |
|---|---|---|
| OSB Interest Checking | ||
| $2,500.00-$9,999.99 | 0.01% | 0.01% |
| $10,000.00-$24,999.99 | 0.02% | 0.02% |
| $25,000.00+ | 0.05% | 0.05% |
| OSB Statement Savings | ||
| $0-$999.99 | 0.01% | 0.01% |
| $1,000.00-$9,999.99 | 0.02% | 0.02% |
| $10,000.00-$24,999.99 | 0.05% | 0.05% |
| $25,000.00+ | 0.05% | 0.05% |
| OSB Money Market Savings | ||
| $2,500.00-$9,999.99 | 0.01% | 0.01% |
| $10,000.00-$24,999.99 | 0.02% | 0.02% |
| $25,000.00-$99,999.99 | 0.05% | 0.05% |
| $100,000.00-$499,999.99 | 0.40% | 0.40% |
| $500,000.00-$999,999.99 | 1.00% | 1.00% |
| $1,000,000.00+ | 1.49% | 1.50% |
Certificates of Deposit1 | Interest Rate | APY |
|---|---|---|
| 9-month | 4.17% | 4.25% |
| 6-month | 3.69% | 3.75% |
| 12-month | 3.93% | 4.00% |
| 24-month | 1.49% | 1.50% |
| 36-month | 1.74% | 1.75% |
| 48-month | 1.83% | 1.85% |
| 60-month | 1.98% | 2.00% |
1 A penalty may be imposed for early withdrawal. Fees could reduce earnings on accounts. All certificates are available as IRAs.
2 The interest rate and annual percentage yield may change without notice after account opening. Interest Rates and Annual Percentage Yields are current as of 4/10/2026.
* APY=Annual Percentage Yield.
* APY is effective April 9, 2026 for a limited time. Minimum opening deposit is $500. All certificates are available as IRAs. Fees may reduce earnings on your account. Early withdrawal penalty may apply.
