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Business Loans

Building your business is our business.

We know that running your own business is as full of challenges as it is of rewards (after all, we’re an independent business, too). A loan from Ohio State Bank can help your operation get where you want to go.

No nonsense.
No surprises.
No kidding.

Ohio State Bank lenders know the path to success needs to be straight and true, and we offer the honest, straight-forward guidance you deserve. At every step, we arm you with the knowledge, considerations and requirements to make decisions and achieve your goals with clarity and confidence.

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Commercial Real Estate Loans

Whether you’re looking to purchase owner-occupied property, expand your current facilities, or refinance an existing property, Ohio State Bank is here to help. Our experienced team of commercial lenders will find the loan option that fits your project best. And because we make our loan decisions right here, we process approvals quickly*—so you can get back to running your business.

Commercial Loans

When you’re planning a business purchase, like a company car or new equipment, Ohio State Bank can help make it happen. Our experienced team of commercial lenders will work with you to create a tailor-made loan package that helps your business expand and improve. And because we make our loan decisions right here, we process approvals quickly*—so you can get back to work.

* All loans are subject to credit approval, acceptable collateral, and available equity.

Talk to a lending expert today!

Steve Scherer photo
Steve Scherer
Vice President

Visa Credit Cards

Ohio State Bank offers a full range of credit card options to meet the needs of your business. With our Visa cards, you can even earn rewards for meals with clients, hotel stays for those out-of-town meetings, and gas to get you to the pitch on time.

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Our best CD Sale is happening right now!

4.25% APY*

9-Month CD

So, bring us your possibilities. Since we’re local, it’ll be a short trip.

* APY=Annual Percentage Yield.
* APY is effective April 9, 2026 for a limited time. Minimum opening deposit is $500. All certificates are available as IRAs. Fees may reduce earnings on your account. Early withdrawal penalty may apply.

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