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Business Loans

Building your business is our business.

We know that running your own business is as full of challenges as it is of rewards (after all, we’re an independent business, too). A loan from Ohio State Bank can help your operation get where you want to go.

No nonsense.
No surprises.
No kidding.

Ohio State Bank lenders know the path to success needs to be straight and true, and we offer the honest, straight-forward guidance you deserve. At every step, we arm you with the knowledge, considerations and requirements to make decisions and achieve your goals with clarity and confidence.

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Commercial Real Estate Loans

Whether you’re looking to purchase owner-occupied property, expand your current facilities, or refinance an existing property, Ohio State Bank is here to help. Our experienced team of commercial lenders will find the loan option that fits your project best. And because we make our loan decisions right here, we process approvals quickly*—so you can get back to running your business.

Commercial Loans

When you’re planning a business purchase, like a company car or new equipment, Ohio State Bank can help make it happen. Our experienced team of commercial lenders will work with you to create a tailor-made loan package that helps your business expand and improve. And because we make our loan decisions right here, we process approvals quickly*—so you can get back to work.

* All loans are subject to credit approval, acceptable collateral, and available equity.

Talk to a lending expert today!

Steve Scherer photo
Steve Scherer
Vice President

Visa Credit Cards

Ohio State Bank offers a full range of credit card options to meet the needs of your business. With our Visa cards, you can even earn rewards for meals with clients, hotel stays for those out-of-town meetings, and gas to get you to the pitch on time.

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Announcing….

Jump Start Savings for Kids!

A special Ohio State Bank savings account for kids under 18!

7.00% APY* up to $1500.001

  • No monthly maintenance fee! 
  • Free cashier’s checks!
  • Free eStatements and free paper statements!
* APY=Annual Percentage Yield. 1 APY is effective May 13, 2025, for a limited time. Minimum opening deposit $25.00. The APY for balances above $1500.00 will earn an APY range from .15% to 7.00%. 2 This account is for children under 18 years of age and custodian required on the account. When child reaches 18 years of age, the account will convert to Statement Savings Account with the published rates at that time. 3 Fees may reduce earnings on your account. Member FDIC.

Consumers should contact an employee for further information about applicable fees and terms.