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Fee Schedule

Effective 04/30/25
Non-Sufficient Funds (NSF) Fee *$30.00
Overdraft Paid Item Fee$30.00
NSF Return Item Fee$30.00
Stop Payment Fee $30.00
Dormant Fee$5.00 (Monthly if account remains dormant)
Domestic Wire Fee$20.00
International Wire Fee$35.00 (Incoming and Outgoing)
Foreign Currency Wire Fee $45.00
Foreign Currency Orders$25.00 (If less than $300, additional $10 fee applies)
Shipping Fee $10
Foreign Currency Deposits $25.00 (If less than $300, additional $10 fee applies)
Shipping Fee $10
Canadian & Foreign Check ProcessingNormal processing with provisional credit: $13
All other Foreign Checks $45
Collection processing- no provisional credit: $45 (check cannot be returned)

*NSF fees may be assessed on a representment of same unpaid transactions. If you discover this, please call (614) 697-1000 to receive a refund.

Announcing….

Jump Start Savings for Kids!

A special Ohio State Bank savings account for kids under 18!

7.00% APY* up to $1500.001

  • No monthly maintenance fee! 
  • Free cashier’s checks!
  • Free eStatements and free paper statements!
* APY=Annual Percentage Yield. 1 APY is effective May 13, 2025, for a limited time. Minimum opening deposit $25.00. The APY for balances above $1500.00 will earn an APY range from .15% to 7.00%. 2 This account is for children under 18 years of age and custodian required on the account. When child reaches 18 years of age, the account will convert to Statement Savings Account with the published rates at that time. 3 Fees may reduce earnings on your account. Member FDIC.

Consumers should contact an employee for further information about applicable fees and terms.