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How to Open an Account

Personal Accounts

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Complete the Personal Account Questionnaire below.

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You will be contacted, or you can bring the items listed below to your preferred OSB location.

Personal Account Questionnaire


the following will be required for all owners on account


  • Government issued photo ID
  • Date of birth
  • Social Security Number/Tax Identification number
  • Proof of address (if the address is not on your Photo ID)
  • Opening deposit of $100

Business Accounts

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Complete the Business Account Questionnaire below.

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You will be contacted, or you can bring the items listed below to your preferred OSB location.

business Account Questionnaire


THE FOLLOWING WILL BE REQUIRED FOR ALL ACCOUNT SIGNERS, OWNERS AND CONTROL PERSON:


  • Business Documentation such as Tax Id letter, Articles of Incorporation, Secretary of State Certification
  • Business Tax ID number (EIN)
  • Business physical address
  • Name of control person
  • Names of all business owners with at least 25% ownership
  • Opening deposit of $500
Announcing….

Jump Start Savings for Kids!

A special Ohio State Bank savings account for kids under 18!

7.00% APY* up to $1500.001

  • No monthly maintenance fee! 
  • Free cashier’s checks!
  • Free eStatements and free paper statements!
* APY=Annual Percentage Yield. 1 APY is effective May 13, 2025, for a limited time. Minimum opening deposit $25.00. The APY for balances above $1500.00 will earn an APY range from .15% to 7.00%. 2 This account is for children under 18 years of age and custodian required on the account. When child reaches 18 years of age, the account will convert to Statement Savings Account with the published rates at that time. 3 Fees may reduce earnings on your account. Member FDIC.

Consumers should contact an employee for further information about applicable fees and terms.