When you entrust your money to Ohio State Bank, we do everything we can to keep it safe. Our vigilance includes protecting you from fraud, identity theft, data breaches, and other emerging threats. It also includes making sure you have the information and tools you need to protect your information when you’re at home, work, online, and traveling.
Identity Theft
Identity theft occurs when someone uses your personal identifying information, like your name, Social Security number, or credit card number, without your permission, to commit fraud or other crimes. Identity thieves may rent an apartment, obtain a credit card or establish a telephone account in your name.
Notify us before you travel abroad so we know you’ll be using your debit or Ohio State Bank credit cards outside of the U.S. Because we have stringent fraud protection services, we may deny purchases you make outside the U.S. if we have not been informed.
The convenience of a debit card is unmatched. However, because these cards give instant access to your money, they can also be susceptible to abuse or theft. Attackers use tactics like skimming devices at ATMs, phishing emails, and fake websites to steal your debit card information. They may also trick you into revealing your PIN or card details through phone scams or unsecured public Wi-Fi networks.
Protecting your mobile device is essential to safeguarding your personal and financial information from fraud and cyber threats. A compromised device can give attackers access to your banking details, passwords, and sensitive data. To keep your accounts secure, read more at the link below.
Attackers often target the elderly through phone scams, phishing emails, and fraudulent investment schemes, exploiting their trust and unfamiliarity with digital threats. They may also pose as relatives or caregivers to manipulate seniors into giving away money or sensitive financial information.
Checks are one of the oldest forms of sending payments. Though in modern times checks have been mostly replaced by digital banking, checks are still a method of payment and one that is highly vulnerable to fraud. Check fraud can take many forms but some of the most common methods are counterfeit checks, stolen checks or doctored checks.
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